Health Insurance Guide

When you have health needs due to a chronic condition like type 1 diabetes (T1D), having health insurance is critical in helping you manage and treat your condition. That’s why JDRF is committed to supporting you by providing tools to help you navigate healthcare and health insurance. We know that as someone affected by T1D, your time is precious. Our aim is to help you understand your coverage options, that way you spend time where it matters, on you and your family. In this toolkit, we’ll provide information on several key areas you’ll want to consider as you select and then use your health insurance plan.

Help With Costs

Help with your diabetes prescription and insulin costs.

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When You Lose Your Coverage

What you can do when your insurance is ending

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Choosing a Plan

How to choose the best health insurance plan for people with type 1 diabetes: key questions to ask

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Denials and Appeals

What to do when your insurance company denies you coverage and steps to consider when filing an insurance appeal.

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Prior Authorizations

Sometimes your doctor recommends a treatment, but the insurance company does not cover it right away. That’s okay…

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Applying For an Exception

In a perfect world, we would never have to worry about whether a prescription medicine or treatment we rely on…

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Switching Treatments

There are several reasons that you or a loved one may need to switch treatments. For example, a new therapy may…

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Insulin, CGMs, Pumps

Common issues around insulin, insulin pumps, CGMs and test strips.

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Working With Employers

If you have health insurance coverage through your employer, your HR department can be a helpful resource for you.

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Medicare is a federally run health insurance program for people age 65 and older and people with disabilities.

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Insurance Terms

While these terms can be confusing, the better you understand them, the better you will be prepared to successfully gain…

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Medicaid is federal and state-run program that provides health coverage to millions of Americans, including eligible low-income adults, children, pregnant women, elderly adults and people with disabilities.

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Recursos en Español

Ya sea que esté buscando herramientas educativas para ayudarle a usted o a un ser querido con el manejo de la diabetes tipo 1, más información específica sobre la Diabetes tipo 1 o cómo pagar por la insulina. JDRF está aquí para ayudarle.